Share some LOVE!

It is a tough journey to find financial stability and happiness without encouragement and inspiration to help you along the way. In my last two blog posts, I discussed the need to have “HOPE” and “JOY” with you on your Journey.  These two encouraging words can be your inspiration to keep focused and excited as you […]

Hanging out with my friend JOY

The ideal financial situation contains zero financial worries. We all chase this ideal, but our conclusion is always uncertain. Like Red’s bus ride I posted in my post last week about the movie Shawshank Redemption. Red was full of JOY during his bus journey to find his friend Andy. He thought to himself, “I find I’m so excited, I can barely […]


HOPE is a powerful word. It is the fuel you need for your journey to find financial stability and happiness. Wikipedia defines HOPE as the state which promotes the desire of positive outcomes related to events and circumstances in one’s life or in the world at large. I have seen HOPE drive people to accomplish what many others […]

THE ONE Question you should ask yourself before you sell.

Recently I received this voice mail from my client:  “Chip, my XYZ investment made a killing last quarter! And you said I should sell it! Glad I did not listen… Anyway, I just wanted to let you know I was thinking about you after I read my statement this morning!…..Hey Chip,  I’m just giving you […]

The Missing Link to Economic Prosperity

The financial behavior of delayed gratification is MIA these days.  Without it, we have no economic prosperity. Instead, our culture trains us to believe the opposite, instant gratification. Watch for a series of posts based on my experience as financial guide and as a classroom volunteer for Junior Achievement early next year. I want to offer some recommendations for […]


Last year I discussed Earl Nightingale’s book The Strangest Secret. His important message is; “We become what we think about”. We humans have a special ability no other species on this planet possess. It is the ability to choose what we think about. Our “mindset” controls our thoughts.   The AGE OF CONSTANT INTERRUPTION We are […]

Real Freedom Starts with the Opportunities You Seize!

OPPORTUNITIES- the provider of  OPTIONS OPTIONS- the provider of CHOICES CHOICES- the provider of REAL FREEDOM Thus, the OPPORTUNITIES you seize creates REAL FREEDOM you desire.   Do you know anyone today with a “dependency mindset?” Also known as an “entitlement mentality.” This is someone that “depends” on something or someone else to be their “provider”. The “provider” might be […]

Today’s Noble Profession

The old-school sales strategy thrived when everyone else was in the dark. Now, Google shines bright for us. The internet is a game changer for anything old school. Now, the buyer is often more informed than the sales guy.What do you think the old-school car salesman feels about Car Fax?  Hiding facts for a quick sale […]


It is hard to imagine handling your personal finances with out help these days. There are so many different directions to choose, no one path is clear. However….. Your path can be clear if someone shows you the way. ——————————————– GUIDE ME! When I go fishing, I enjoy being on the water. However, nothing is better than […]

Money is like a Hammer defines a tool as anything used as a means of accomplishing a task or purpose. Humans are unique on earth by how we use tools to control and manipulate our environment. The “claw hammer” is a good example.   A carpenter needs to master it’s use. A day may not pass without his need to use […]