Last year I discussed Earl Nightingale’s book The Strangest Secret. His important message is; “We become what we think about”. We humans have a special ability no other species on this planet possess. It is the ability to choose what we think about. Our “mindset” controls our thoughts.   The AGE OF CONSTANT INTERRUPTION We are […]

Real Freedom Starts with the Opportunities You Seize!

OPPORTUNITIES- the provider of  OPTIONS OPTIONS- the provider of CHOICES CHOICES- the provider of REAL FREEDOM Thus, the OPPORTUNITIES you seize creates REAL FREEDOM you desire.   Do you know anyone today with a “dependency mindset?” Also known as an “entitlement mentality.” This is someone that “depends” on something or someone else to be their “provider”. The “provider” might be […]

Today’s Noble Profession

The old-school sales strategy thrived when everyone else was in the dark. Now, Google shines bright for us. The internet is a game changer for anything old school. Now, the buyer is often more informed than the sales guy.What do you think the old-school car salesman feels about Car Fax?  Hiding facts for a quick sale […]


It is hard to imagine handling your personal finances with out help these days. There are so many different directions to choose, no one path is clear. However….. Your path can be clear if someone shows you the way. ——————————————– GUIDE ME! When I go fishing, I enjoy being on the water. However, nothing is better than […]

Money is like a Hammer defines a tool as anything used as a means of accomplishing a task or purpose. Humans are unique on earth by how we use tools to control and manipulate our environment. The “claw hammer” is a good example.   A carpenter needs to master it’s use. A day may not pass without his need to use […]

Little known Health Insurance Benefit

Are you confused about the future of our Health Care? Who isn’t? However, one benefit I am NOT confused about is the Health Savings Account. Click HERE for information about this little known insurance benefit. For many middle class Americans, health insurance is not as affordable as the “Affordable Health Care for America Act” calls itself. That is […]

How to find your Best Bank EVER!

Matt Becker has a great blog I would like to share called, “Is Your Bank Ripping You Off?” How many of you still have an account with your friendly home town bank? Only it is not “your friendly home town bank” any more. It is now your “Unfriendly MegaBank”. We all remember when the merger […]

Precious Trust and Attention

Remember when we paid the trusted cable company to avoid the interruption of TV Commercials? It was worth the money so our viewing pleasure was not disrupted every ten minutes. It turned out we got duped, so we no longer use the word “trusted” when we refer to big cable companies. Now, we are annoyed […]

Are you a “Deer in Headlights?”

Today’s Personal Critical Financial Issues have NEVER been more complex.  It is so much easier to not face them.  You want to “think” you going in the right direction, but with all the choices today,  it is difficult to know what direction to go and steps to take. Like driving at night. You come around […]

The Ultimate Method to Arrange your Priorities.

When I was a sophomore in High School, I remember reading a quote from a graduating senior in our yearbook.  He wrote, “Procrastination is the ultimate method to arranging your priorities.” My sophomoric brain had no idea what this meant, but I was proud that it could roll off my tongue to make me sound smart!  Fast forward 30 years and this […]